Disclosure Specialist in Irvine, CA at AmeriHome Mortgage Company

Date Posted: 3/12/2020

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    Irvine, CA
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    3/12/2020

Job Description

What we are looking for:

AmeriHome Mortgage - Consumer Direct is seeking an experienced Disclosure Specialist based in our Irvine office. Working hours must be 8:00am to 5:00pm or 7:30am to 4:30pm.

  What you will do:

  • Audit file for completeness and accuracy to ensure compliance before sending out initial disclosures and Loan Estimate
  • Prepare LE and confirm fees and pricing are accurate, and release to borrowers via e-Sign
  • Track disclosures that need to be sent and send via e-sign portal or paper fulfillment as appropriate
  • Monitor Change of Circumstance requests and ensure re-disclosures and COC notices are in compliance and issued within required timeframes
  • Maintain efficient levels of service and comply with regulatory timelines associated with the completion and dissemination of loan disclosures
  • Prepare Post Consummation Closing Disclosure, ensuring all fees are accurate and that all fee variances are cured.  Request and forward refund checks to borrower with PC CD.
  • Process adverse action loans and prepare Statement of Denial on declined loans. Audit adverse loans for ECOA and HMDA compliance.

What you will need:

  • 3+ years experience in a mortgage operations position
  • Encompass loan origination system experience
  • Thorough knowledge of TRID and RESPA LE/CD requirements
  • Working knowledge of RESPA “Change in Circumstances”, including: Valid vs. Invalid changed circumstances reasons
  • Conventional and Government loan experined required
  • Strong aptitude for detail, accuracy, and organization
  • Ability to prioritize and multi-task with ease
  • Excellent interpersonal, written, and verbal communication skills
  • Ability to work in a high-volume environment

What will really catch our eye:

  • Experience in a consumer direct or retail mortgage lending environment

Our top performers share these traits:

  • Excellent written and verbal communication skills
  • Strong attention to detail

What we offer:

 At AmeriHome, our employees are our most important asset. To demonstrate our commitment to them, in addition to a competitive compensation package, we offer a comprehensive suite of benefits to help our employees manage their personal lives and plan for the future, while working hard at their home away from home. We offer a generous contribution strategy that keeps our benefits competitive and affordable and ensures that we are able to attract and retain the best talent.

Who We Are

 AmeriHome Mortgage was established in 2014. By 2017, we earned the distinction of being a top 10 mortgage lender. AmeriHome is a privately held, multi-channel, mortgage investor, direct-to-consumer lender, and servicer, licensed in 49 states, and headquartered in Thousand Oaks, California with offices in Irvine, CA and Dallas, TX.

Focused on delivering excellence in lending, our motivation for success is represented throughout the company and thrives from the trust built between all employees. AmeriHome is always looking for top talent to join our growing, fast-paced, and friendly teams.