Underwriter Intermediate in Mendota Heights, MN at One Main Financial

Date Posted: 11/18/2020

Job Snapshot

  • Employee Type:
  • Location:
    1270 Northland Drive
    Mendota Heights, MN
  • Job Type:
  • Experience:
    Greater than 15 years
  • Date Posted:

Job Description

We are growing! We are currently seeking an Underwriter Intermediate to join our team in Mendota Heights, MN.  The primary responsibility of an Underwriter is to analyze, negotiate, and make decisions on loan requests submitted by multiple loan originating sources. The Underwriter is responsible for making prudent credit decisions within established approval guidelines, in compliance with all state and federal laws as well as OneMain policies and procedures.

Team member benefits include competitive pay, variable incentives tied to business performance, medical, dental, vision, 401(k), paid time off, paid volunteer time, tuition reimbursement and more.

The ideal candidate will have experience or capability to analyze the credit factors affecting loan risk to the company, appraisals and loan yields. Effective communication and collaboration with OneMain and external resources is necessary to recommend terms and conditions of loan decisions within established approval guidelines, leveraging risk versus reward to ensure credit quality and profitability.  We also seek the following:

  • A bachelor’s degree or equivalent experience.   Experience in Direct Lending or Non-Prime Lending is preferred
  • Excellent customer communication skills
  • Ability to deal with ambiguity while having a high level of integrity
  • Independent thinker with solid learning agility
  • Detail orientation and driven to produce results


OneMain Financial is the country’s largest lending-exclusive financial company, proudly serving millions of customers with safe, affordable and transparent installment loans. Our customers turn to us every day—online and at 1,500 branches in 44 states—to help them take control and improve their financial lives with solutions for debt consolidation, medical expenses, household bills, home improvements and auto purchases. Our talented and dedicated team members constantly look for responsible ways to serve our customers when, where and how they want. It’s all about doing the right thing—a mission that hasn’t changed for more than 100 years.

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) and Affirmative Action (AA) employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identify, national origin, age, marital status, protected veteran status, or disability status.