VP, Underwriting Manager in Westlake Village, CA at AmeriHome Mortgage Company

Date Posted: 5/19/2020

Job Snapshot

Job Description

What we’re looking for:

The Underwriting Manager will be responsible for the leadership and management of a team of underwriters to achieve the Company’s production and quality goals. The ideal candidate must possess extensive conventional, government and jumbo lending experience with an in-depth knowledge of mortgage processes.  Additional requirements are a high degree of proficiency with various mortgage technologies and a dynamic hands-on working style in a fast-paced environment.  The candidate must have strong organizational skills and the ability to manage a large team of experienced mortgage staff in their day-to-day tasks. Training, monitoring and maintaining adherence to all underwriting policies and procedures are also important characteristics of this individual.   This position can be based at our headquarters in Westlake Village, CA or our Irving, TX office.

What you will do:

  •  Manage underwriters to ensure mortgage loans are underwritten per AmeriHome and Investor underwriting guidelines.
  • Ensure team members are fully trained and current on company’s philosophy and policies/procedures;
  • Manage and review day-to-day tasks escalated by the underwriting team, Operation Account Representative managers, clients and exceptions team
  • Coordinate with Senior Underwriting Manager to review and respond to QA, QC or secondary post-closing/post purchase requests
  • Responsible for the training, coaching and supervision for all underwriters within the associated interpretation and application of all company overlays and agency requirements.
  • Track and monitor underwriting metrics including productivity, Quality,  turn-times, deactivated invalid stips, stips per loan, zero stip loans, customer service communication and all required service level agreements
  • Evaluate the structure of the Underwriting team and plan for continuous improvement in efficiency and effectiveness;
  • Provide a consistent approach to new hire training of underwriters and peer managers
  • Responsible for interviewing, hiring and onboarding of new hires.
  • Develop and maintain a strong working relationship with other departments
  • Perform other duties as assigned

What you will need:

  • Current advanced knowledge of industry-specific underwriting guidelines and agency requirements
  • Good verbal and written communication skills
  • Ability to provide outstanding customer service in fast-paced environments
  • Proficient working knowledge of computerized applications such as word processing, excel spreadsheets, database, presentation software, email and specialized business applications software
  • Presentation skills necessary to effectively communicate, update, persuade and/or facilitate discussions with all levels of management as well as external clients.
  • Interpersonal skills necessary to establish and maintain effective working relationships with coworkers, other departments and investor agencies as required
  • Bachelor’s degree in relevant field or equivalent work experience
  • 5+ years underwriting experience and 7+ in the mortgage industry
  • Working knowledge of Wholesale, Retail and/or Correspondent processes
  • Experience with FNMA/FHLMC and jumbo products
  • Experience in product and credit risk management analysis
  • 3+ years of previous management experience required
  • Prioritization and Time Management skills

What will really catch our eye:

  • Prior Encompass experience
  • Managing Guidelines/Underwriting helpdesk
  • DE/VA SAR certifications
  • Train clients and Underwriters
  • Prior accomplishments in process improvements

Our top performers share the following traits:

  •  Great team player
  •  Ability to multitask
  •  Self-starter

What we offer:

At AmeriHome, our employees are our most important asset. To demonstrate our commitment to them, in addition to a competitive compensation package, we offer a comprehensive suite of benefits to help our employees manage their personal lives and plan for the future, while working hard at their home away from home. We offer a generous contribution strategy that keeps our benefits competitive and affordable and ensures that we are able to attract and retain the best talent.

Who We Are

AmeriHome Mortgage was established in 2014.  By 2017, we earned the distinction of being a top 10 mortgage lender.  AmeriHome is a privately held, multi-channel, mortgage investor, direct-to-consumer lender, and servicer, licensed in 49 states, and headquartered in Thousand Oaks, California with offices in Irvine, CA and Dallas, TX.

Focused on delivering excellence in lending, our motivation for success is represented throughout the company and thrives from the trust built between all employees.  AmeriHome is always looking for top talent to join our growing, fast-paced, and friendly teams.